34240 Average Florida Home Insurance Rates

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We know how home insurance rates have increased in Sarasota, Florida, that is why we offer a full home insurance shopping service to help you find the best rate and coverage option. We have over 30 different companies that we will review and compare the best rate for you!

What does homeowners insurance cost in 34240?

Homeowners living in 34240 have seen average home insurance rates around $1510 per year for standard homeowners coverage. In Sarasota County, homeowners can expect to pay cheaper rates as low as $1378/yr. based on a smaller home size around 1,800 square feet. Larger homes in this area usually pay more for homeowners insurance due to the replacement cost value of the home. High value homes with larger square footage and high-end upgrades usually have expensive premiums in the range of $2418 per year because it would cost more to replace the home if a major peril was to happen.

More about homes in 34240

Within the city limits of Sarasota, FL, the average population size is around 14428 for people living in zip code 34240. There are currently around 5499 occupied homes in this zip code. The real estate market in this area has increased like most areas of Florida, the average price per home in 34240 is around $554300.

Compare Average Rates By Zip Code in Sarasota, FL

Call Now For Sarasota County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

Do I need flood insurance?

For any home in Florida, it is a good idea to look into flood insurance coverage. The elevation in 34240 is around 41 feet. During our quoting process, we can recommend flood insurance coverage and prices to help you better understand your policy and what is best for your home protection and family.