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34638 Average Florida Home Insurance Rates

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Your Home in Land O Lakes, FL!

Call Now For Pasco County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

We know how home insurance rates have increased in Land O Lakes, Florida, that is why we offer a full home insurance shopping service to help you find the best rate and coverage option. We have over 30 different companies that we will review and compare the best rate for you!

What does homeowners insurance cost in 34638?

Homeowners living in 34638 have seen average home insurance rates around $1653 per year for standard homeowners coverage. In Pasco County, homeowners can expect to pay cheaper rates as low as $1521/yr. based on a smaller home size around 1,800 square feet. Larger homes in this area usually pay more for homeowners insurance due to the replacement cost value of the home. High value homes with larger square footage and high-end upgrades usually have expensive premiums in the range of $2561 per year because it would cost more to replace the home if a major peril was to happen.

More about homes in 34638

Within the city limits of Land O Lakes, FL, the average population size is around 31746 for people living in zip code 34638. There are currently around 10528 occupied homes in this zip code. The real estate market in this area has increased like most areas of Florida, the average price per home in 34638 is around $395400.

Compare Average Rates By Zip Code in Pasco, FL

Zip Code Average Home Insurance Rates
33525$ 2002/yr.
33540$ 2009/yr.
33541$ 1991/yr.
33544$ 1977/yr.
33545$ 1986/yr.
34610$ 2010/yr.
34638$ 1986/yr.
34639$ 1986/yr.
34654$ 2020/yr.
34667$ 1958/yr.
34668$ 2069/yr.
34669$ 2008/yr.


Call Now For Pasco County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

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Easily Shop & Compare Home Insurance Rates for
Your Home in Land O Lakes, FL!

Do I need flood insurance?

For any home in Florida, it is a good idea to look into flood insurance coverage. The elevation in 34638 is around 50 feet. During our quoting process, we can recommend flood insurance coverage and prices to help you better understand your policy and what is best for your home protection and family.