32561 Average Florida Home Insurance Rates

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We know how home insurance rates have increased in Gulf Breeze, Florida, that is why we offer a full home insurance shopping service to help you find the best rate and coverage option. We have over 30 different companies that we will review and compare the best rate for you!

What does homeowners insurance cost in 32561?

Homeowners living in 32561 have seen average home insurance rates around $1735 per year for standard homeowners coverage. In Santa Rosa County, homeowners can expect to pay cheaper rates as low as $1603/yr. based on a smaller home size around 1,800 square feet. Larger homes in this area usually pay more for homeowners insurance due to the replacement cost value of the home. High value homes with larger square footage and high-end upgrades usually have expensive premiums in the range of $2643 per year because it would cost more to replace the home if a major peril was to happen.

More about homes in 32561

Within the city limits of Gulf Breeze, FL, the average population size is around 9241 for people living in zip code 32561. There are currently around 4000 occupied homes in this zip code. The real estate market in this area has increased like most areas of Florida, the average price per home in 32561 is around $568800.

Compare Average Rates By Zip Code in Santa Rosa, FL

Call Now For Santa Rosa County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

Do I need flood insurance?

For any home in Florida, it is a good idea to look into flood insurance coverage. The elevation in 32561 is around 0 feet. During our quoting process, we can recommend flood insurance coverage and prices to help you better understand your policy and what is best for your home protection and family.