32038 Florida Home Insurance Rates

Have your Florida home insurance rates increased? At FloridaHomeInsurance.com, we offer a full home insurance shopping service to help you find the best prices and coverage option for your home and family. We have over 30 different insurance companies that we will review and compare the best rate for you! If you live in 32038, we can certainly help you find cheaper rates. Enter your zip code below to start shopping Florida home insurance quotes today!

Call Now For Columbia County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

What is the average home insurance rate for zip code 32038?

Homeowners living in 32038 have seen average home insurance rates around $1860 per year for standard homeowners coverage. In Columbia County, homeowners can expect to pay cheaper rates as low as $1708/yr. based on a smaller home size around 1,800 square feet. Larger homes in this area usually pay more for homeowners insurance due to the replacement cost value of the home. High value homes with larger square footage and high-end upgrades usually have expensive premiums in the range of $2788 per year because it would cost more to replace the home if a major peril was to happen.

32038 Home Details & Demographics

Within the city limits of Fort White, FL, the average population size is around 10141 for people living in zip code 32038. There are currently around 4039 occupied homes in this zip code. The real estate market in this area has increased like most areas of Florida, the average price per home in 32038 is around $255000.

Compare Average Rates By Zip Code in Columbia, FL

Call Now For Columbia County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

Do I need flood insurance?

For any home in Florida, it is a good idea to look into flood insurance coverage. The elevation in 32038 is around 68 feet. During our quoting process, we can recommend flood insurance coverage and prices to help you better understand your policy and what is best for your home protection and family.

Do I need windstorm coverage?

Any home in Florida would be required to have the proper hurricane insurance coverage needed to protect your home and family. That would include all zip codes, including 32038. With hurricanes, tornadoes and high wind speeds, it is most likely your Florida home will be prone to some minor or even major disaster due to named storms. Let us help you review the best Florida hurricane insurance coverage available.