32025 Average Florida Home Insurance Rates

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We know how home insurance rates have increased in Lake City, Florida, that is why we offer a full home insurance shopping service to help you find the best rate and coverage option. We have over 30 different companies that we will review and compare the best rate for you!

What does homeowners insurance cost in 32025?

Homeowners living in 32025 have seen average home insurance rates around $1870 per year for standard homeowners coverage. In Columbia County, homeowners can expect to pay cheaper rates as low as $1738/yr. based on a smaller home size around 1,800 square feet. Larger homes in this area usually pay more for homeowners insurance due to the replacement cost value of the home. High value homes with larger square footage and high-end upgrades usually have expensive premiums in the range of $2778 per year because it would cost more to replace the home if a major peril was to happen.

More about homes in 32025

Within the city limits of Lake City, FL, the average population size is around 21886 for people living in zip code 32025. There are currently around 7852 occupied homes in this zip code. The real estate market in this area has increased like most areas of Florida, the average price per home in 32025 is around $253400.

Compare Average Rates By Zip Code in Columbia, FL

Call Now For Columbia County, FL Home Insurance Rate Quotes: Call - 1-877-480-7274!

Do I need flood insurance?

For any home in Florida, it is a good idea to look into flood insurance coverage. The elevation in 32025 is around 146 feet. During our quoting process, we can recommend flood insurance coverage and prices to help you better understand your policy and what is best for your home protection and family.